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Savings Opportunity

How Much Could Your Organization Save On GLP-1 And Metabolic Health Benefit Costs?

How Much Could Your Organization Save On GLP-1 And Metabolic Health Benefit Costs?

Large employers face a growing and largely unmanaged GLP-1 cost crisis. Health Dividend 360 is designed to deliver meaningful, measurable savings — through wholesale drug pricing, downstream medical cost avoidance, and a voluntary benefit structure that limits employer liability. Model your organization's opportunity below.

Up to 68%
GLP-1 drug cost reduction
$4,200+
Avg. annual medical cost avoidance per participant
3–5×
Typical program ROI multiple
ROI Estimator

Model Your Organization's Savings Opportunity

Select Your Employee Population

Fine-tune10,000 employees
50075,000+
Est. eligible population (35%)3,500
Est. enrolled participants (40%)1,400
Retail GLP-1 cost (without HD360)$21,000,000

Estimates based on conservative industry assumptions. Actual results vary by workforce demographics, enrollment rates, and plan design.

Estimated Annual Net Savings
$16.8M
for 10,000 employees
Program ROI:5.0× return on program fees
Drug Cost Savings
$14.3M
Wholesale vs. retail GLP-1 pricing for 1,400 participants
Medical Cost Avoidance
$5.9M
Downstream avoidance at $4,200 per enrolled participant
Total Gross Savings
$20.2M
Combined drug + medical avoidance before program fees
Program Fees
$3.4M
$2,400 per enrolled participant per year
Want a precise savings model for your organization?
Schedule a strategy call for a custom analysis based on your actual plan data.
Get Custom Analysis
How Savings Are Generated

Four Mechanisms That Drive Measurable Employer Savings

Wholesale Drug Pricing

Up to 68%drug cost reduction

Health Dividend 360 provides access to GLP-1 and metabolic-health medications at wholesale pricing — delivering up to 68% savings versus retail pharmacy costs for the same FDA-approved medications.

Downstream Medical Cost Avoidance

$4,200+avg. annual avoidance per participant

Effective metabolic-health management reduces downstream medical utilization — fewer ER visits, hospitalizations, and comorbidity-related claims. Participants generate measurable medical cost avoidance over time.

Voluntary Benefit Structure

0employer drug cost liability

Because HD360 is a voluntary benefit funded through employee payroll deduction, the employer's direct cost exposure is limited to the program administration fee — not the full cost of medications.

eMHI-Tracked Population Outcomes

Lifetimelongitudinal tracking

The employer Metabolic Health Index (eMHI) provides longitudinal population-level data that supports benefit strategy decisions, demonstrates program ROI, and enables proactive cost management.

Cost Comparison

The Cost Of Doing Nothing Is Growing Every Year

Without Health Dividend 360

  • GLP-1 medications at full retail pricing ($12,000–$18,000/employee/year)
  • Open-ended medical plan liability with no utilization management framework
  • No structured measurement of metabolic health outcomes at the population level
  • Employee dissatisfaction from lack of access to modern obesity-care options
  • Growing year-over-year cost trajectory with no mechanism to bend the curve

With Health Dividend 360

  • GLP-1 medications at wholesale pricing — up to 68% below retail
  • Voluntary benefit structure limits employer direct cost exposure
  • eMHI population reporting provides longitudinal outcomes data and ROI evidence
  • Employees gain access to FDA-approved treatment and clinical support
  • Measurable downstream medical cost avoidance as metabolic health improves
Model Assumptions
GLP-1 retail cost: $15,000 per employee per year (mid-range estimate)
Wholesale pricing savings: 68% reduction versus retail pharmacy
Eligible population (metabolic risk): ~35% of total workforce
Voluntary enrollment rate: ~40% of eligible employees
Downstream medical cost avoidance: $4,200 per enrolled participant per year
Program fee: $2,400 per enrolled participant per year
Actual results will vary based on workforce demographics, enrollment rates, clinical presentation, and plan design
Get Your Custom Analysis

Ready To See A Precise Savings Model For Your Organization?

The estimator above uses conservative industry assumptions. A strategy call with the Health Dividend 360 team will produce a custom savings model based on your actual employee population, current plan design, and GLP-1 utilization data.

FAQ

Frequently Asked Questions